Is selling a house with tenants in it possible? When Sheila Clark needed to move into a more accessible home with her son and daughter-in-law, she faced several obstacles.
She wouldn’t qualify for a new home loan until she sold her house and lowered her debt-to-income (DTI) ratio. The property also had existing tenants who didn’t have the upfront funds to secure another home.
That’s when she contacted My Tennessee Home Solution. We buy houses in Spring Hill and work with homeowners to find practical solutions.
What Made Sheila’s Home Sale Challenging?
Sheila’s situation involved several moving pieces. She needed to do the following:
- Sell her existing Spring Hill property.
- Lower her DTI ratio to qualify for new financing.
- Move into a more accessible home.
- Deliver the rental property vacant.
Selling a house with tenants in it also required reviewing the existing lease, serving notice to the tenants, and facilitating move-out arrangements.
Creating a Path Forward
Sheila contacted us on December 12, 2025, and our Lead Manager, Brandon Speer, immediately recognized the urgency of her physical and financial challenges. Instead of treating the situation like an ordinary home sale, Brandon took the time to understand what Sheila needed and helped her feel supported from the start.
On December 18, she met with one of our Home Buying Specialists to discuss the property and explore a solution. We developed a plan that addressed both the sale and the tenant situation.
How We Helped the Tenant Remove a Major Roadblock
The tenants didn’t have enough money up front to secure a deposit on a new place. Without a solution, their relocation could have delayed the sale.
Our team took a hands-on approach. We coordinated directly with the tenant and provided a cash advance to help cover the deposit for a new home. This allowed the tenant to relocate and helped Sheila’s property move toward closing as planned.
MTHS Stayed With Sheila Through Closing
Unlike a traditional listing that required preparing the property and coordinating showings, we purchased the home for cash in its current condition. Sheila signed the End Buyer Agreement on December 19, 2025. From there, our Transaction Coordinator, Kalyn Kratzer, guided everyone through the closing process.
Kalyn helped Sheila handle the paperwork, answered her questions, and addressed concerns as they arose. Meanwhile, the rest of the MTHS team continued coordinating the remaining details.
Sheila’s Timeline
- 12/12/25: Sheila contacted MTHS
- 12/18/25: Met with our Home Buying Specialist
- 12/19/25: Signed the End Buyer Agreement
- 1/30/26: Closed on the property
A Sale That Helped Sheila Move Forward
By coordinating the tenant’s relocation and guiding Sheila through the transaction, we helped remove the obstacles standing between her and her next home.
Are you selling a house with tenants in it as well? Understanding the lease agreement and respecting tenant rights are important parts of the selling process. Let My Tennessee Home Solution do the heavy lifting for you.
Call (615) 933-5431 today to discuss your situation.
